Insurance and Payment

Eleanor is happy to answer your questionsHow much does bariatric surgery cost?

Understanding your insurance and payment options is often one of the most difficult parts of the weight loss surgery process. Fortunately, Eleanor and our staff are well versed in the insurance process. We’re ready to help you get approved for surgery and discuss your billing and payment options.

Approval for Weight Loss Surgery

In recent years, the insurance companies have made it more difficult for prospective bariatric patients to be approved for surgery. Even though this type of surgery is considered “medically necessary” to improve your health and longevity, many insurance providers view it as cosmetic. This makes it more difficult (but by no means impossible) for you to be approved.

The key is establishing that your need for surgery is medical. Every insurance policy is different, but most require similar information to help determine your medical necessity.

If you’ve discovered that you qualify for surgery, we should be able to work with you to ensure you’re approved for surgery. However the approval process will take some time (typically 2+ months).

In the event of an unjustified denial of coverage, we’ll continue working with you to help overturn your insurance provider’s decision.

Insurance Options

Dr. Brolin and Dr. Chau both participate in the following commercial insurance plans:

  • Aetna
  • Amerihealth
  • Cigna
  • Horizon Blue Cross Blue Shield of NJ
  • Medicare
  • Oxford
  • United

If your insurance provider isn’t listed above, it’s possible that we may still be able to work with you. Through an affiliation with University Medical Center at Princeton (UMCP), our doctors will be enrolling in additional insurance plans in the future.

Self-Pay Options

If your health insurance doesn’t cover your weight loss surgery with your surgeon of choice, or fails to approve you for the procedure (or if you don’t have health insurance), NJ Bariatrics has other payment options available. Our billing specialists are happy to discuss our self-pay options and costs with you. Additionally, if money’s an issue, our rates are negotiable to establish an affordable payment plan for you.

Note that the hospital and anesthesiologist also have charges for their portion of the operation and hospitalization.

What’s Next?

The next step is extremely important and often overlooked by bariatric patients. You’ll learn what you should you look for when choosing your bariatric surgeon.

Choosing Your Bariatric Surgeon »

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